“it’s offered everywhere already”

“it’s offered everywhere already”

I totally get that you see or hear about identity theft protection as part of this or that coverage.  “…it’s offered everywhere already,” one partner said.

Why wouldn’t you think it’s all the same… 

It is likely though that, those services attached to or bundled into something else only cover a part of the problem. Coverages like insurance for money loss or basic monitoring, but let me explain why having everything together in one package is super important:

  1. All-Around Protection: Think of it like a puzzle – if you’re missing a piece, the picture isn’t complete. Our protection plan isn’t just one piece; it’s the whole puzzle. It has different parts that work together, so you’re safe from all angles.
  2. Stopping the Bad Stuff: It’s like having a team of detectives watching over your info all the time. They’re on the lookout for anything fishy and can stop bad things from happening before they even start.
  3. Full Safety Net: Other plans might offer some money back if things go wrong, but our plan goes beyond that. It’s like having a big safety net that catches you if anything happens – not just for money but also for your name, credit, and even the legal stuff.
  4. Personal Help: If the worst happens, we’re right there with you. Our experts know exactly what to do to fix things. They’ll make a special plan just for you and guide you every step of the way.
  5. Proven Success: Our plan has helped lots of people before. We’ve saved the day for many folks who thought they were in big trouble. Our track record shows we know what we’re doing.

So, even though “it’s offered everywhere already”, remember that having all the parts together in one complete package gives you the strongest defense against identity theft. It’s like having your own superhero team working around the clock to keep you safe and sound.


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Financial Wellness in the Workplace

Financial Wellness in the Workplace

April is Financial Literacy Month, a time to focus on the importance of financial education and how it can help individuals and families achieve their financial goals. Financial literacy is the ability to understand and manage one’s money. It includes understanding basic financial concepts such as budgeting, saving, investing, and debt management. Financial literacy is essential for everyone, but it is especially important to advocate for financial wellness in the workplace.  Employees will benefit and so will the company!

There are many reasons why financial literacy is important for employees. First, it can help them make better financial decisions. Employees who are financially literate are more likely to save for retirement, pay off debt, and avoid financial problems. Second, financial literacy can help employees improve their job performance. Employees who are financially stable are more likely to be productive and engaged at work. Third, financial literacy can help employees achieve their financial goals. Employees who are financially literate are more likely to be able to buy a home, save for a child’s education, and retire comfortably.

There are many things that employers can do to help their employees improve their financial literacy. One of the most important things is to provide employees with access to financial education resources. Employers can offer financial literacy workshops, seminars, and online resources. Employers can also provide employees with financial counseling services. Financial counseling can help employees develop a budget, save for a goal, and manage debt.

Employers can also help their employees improve their financial literacy by offering financial benefits. Some of the financial benefits that employers can offer include:
  • 401(k) plans
  • Health savings accounts (HSAs)
  • Flexible spending accounts (FSAs)
  • Employee assistance programs (EAPs)
  • Identity Theft Protection Services 
  • Credit counseling services

By providing employees with access to financial education resources and financial benefits, employers can help their employees improve their financial literacy and achieve their financial goals.

Here are some additional tips for employers on how to improve their employees’ financial literacy:
  • Make financial literacy a priority.
  • Provide employees with access to financial education resources.
  • Offer financial benefits – like identity theft protection…😉
  • Encourage employees to take advantage of financial education opportunities.
  • Create a culture of financial wellness in the workplace.

By following these tips, employers can help their employees improve their financial literacy and achieve their financial goals.

Employees who are financially literate are more likely to be productive and engaged at work, and they are also more likely to achieve their financial goals. Financial Literacy for Employees is a topic that is important for both employees and employers. Employers can help their employees improve their financial literacy by providing access to financial education resources and financial benefits. By doing so, employers can create a culture of financial wellness in the workplace and help their employees achieve their financial goals.

Related articles:

TikTok: A Parental Guide for Protecting Children

TikTok: A Parental Guide for Protecting Children

As a parent, it’s important to be aware of the potential dangers and harmful content on TikTok, a popular social media platform among children. This guide provides information on TikTok parental controls and the reasons why it may be best to keep children off the app.

TikTok Parental Controls: A Guide for Protecting Children

Concerned parents and authorities need a comprehensive guide on TikTok parental controls to protect children from harmful and inappropriate content on the popular social media platform. This tutorial outlines step-by-step instructions to implement TikTok controls and discusses privacy policies.

  1. Create TikTok Account: Get started by creating a TikTok account for your child, giving you access to all platform features and settings.
  2. Enable Digital Wellbeing: Go to “Settings & Privacy” and select “Digital Wellbeing” to enable features such as “Screen Time Management” and “Restricted Mode.” These tools help monitor children’s activity and protect them from harmful content.
  3. Adjust Privacy Settings: Protect your child’s privacy by visiting “Settings & Privacy” and selecting “Privacy and Safety.” Change who can send direct messages, view videos, and see their profile to the most secure options.
  4. Report Inappropriate Content: Encourage your child to report any inappropriate or harmful content by using TikTok’s reporting feature.
  5. Educate Children: Parental controls are important, but so is educating children on online safety and the potential dangers of social media. Teach them to be cautious with information they share, avoid strangers, and report any inappropriate behavior or content.

Regarding privacy policies, TikTok collects information such as location, device information, and usage data. While this data improves user experience, it may raise privacy concerns for parents. To protect children’s privacy, review TikTok’s privacy policy and adjust app privacy settings to limit data sharing.

In conclusion, TikTok parental controls provide a vital way to protect children from harmful and inappropriate content on the app. By creating a TikTok account, enabling digital wellbeing features, adjusting privacy settings, reporting inappropriate content, and educating children, parents can ensure a safe and enjoyable TikTok experience for their kids.

There are several reasons why it may be best to keep children off TikTok. Some of the main concerns include:

  1. Inappropriate Content: TikTok is known for hosting a vast amount of content that may not be suitable for children. This includes content that is sexually explicit, violent, or promotes harmful ideologies.
  2. Online Safety: TikTok is a social media platform that can be used by predators to target and exploit children. Children may be at risk of being exposed to inappropriate content, cyberbullying, or may become victims of online grooming.
  3. Screen Time: TikTok is a highly engaging platform that can quickly consume a lot of a child’s time. Spending too much time on TikTok can lead to decreased physical activity, disrupted sleep patterns, and decreased academic performance.
  4. Privacy Concerns: TikTok collects and stores personal data from its users, which can raise privacy concerns. Children may not understand the implications of sharing personal information online, and their data could be used for malicious purposes.  See TikTok Terms of Service
  5. Intrusive Policies: TikTok’s privacy policies may be considered intrusive, as the app collects and stores a large amount of personal data from its users. This can raise privacy concerns, particularly for children who are vulnerable.

Considering the potential dangers and harmful content on TikTok, it may be best to keep children off the app. Instead, parents can encourage children to spend their time on other, safer and more appropriate activities.

Protecting children on TikTok requires a combination of parental controls, education, and awareness of the potential dangers. By understanding TikTok’s privacy policies, implementing parental controls, and limiting children’s time on the app, parents can ensure a safe and enjoyable online experience for their kids.

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Protecting Employees & Securing Success

Protecting Employees & Securing Success

In today’s fast-paced business world, small business owners face numerous challenges.  Challenges include the cost of providing valuable employee benefits while also keeping expenses low. However, with the growing threat of identity theft, it’s essential to find a way to protect employees while also securing the success of the business. That’s where the idea of “Protecting Employees and Securing Success” comes into play. By including identity theft protection in employee benefits, small businesses can:

  • attract and retain top talent,
  • improve employee morale,
  • and ensure the safety of their employees’ personal and financial information.

This article will explore the benefits of offering identity theft protection as a benefit and how it can positively impact both employees and the business.

The struggle

Small business owners face a constant struggle in trying to balance the cost of employee benefits with the value that these benefits offer to their employees. In today’s digital age, where a significant amount of personal and financial information is stored online, the threat of identity theft has become a significant concern. This is why many companies have started including identity theft protection in their benefit packages.  They are adding ID Theft Protection to not only attract top talent but also to provide added value to their employees.

Identity theft is a growing problem, affecting millions of people every year. In the event of a data breach or other security incident, the aftermath can be a long and costly process for the victim to recover. According to the Identity Theft Resource Center, the average time it takes a victim to recover from identity theft is 600 hours.  600 hours is equivalent to over two and a half weeks of full-time work. This is not only a burden on the victim but also on the company.  Companies are losing valuable productivity and face increased costs associated with their employee’s recovery process.

A Solution

Providing identity theft protection as a benefit can help small businesses stand out from their competitors while also providing peace of mind to their employees. It can be an attractive perk for job seekers and help the company attract and retain top talent. In addition, it can be cost-effective compared to the time and resources it takes to recover from identity theft.

Lets face it companies are already paying for their employees to recover on their own.  But if they have a professional to help with the recovery process it is much less expensive. A professional identity theft protection service will provide the necessary support and resources for employees to quickly and efficiently recover from identity theft. This can include 24/7 monitoring, credit reports, and fraud resolution services. The cost of these services is usually minimal compared to the cost of lost productivity and the time it takes for an employee to recover on their own.

Another advantage of including identity theft protection as a benefit is that it can help build trust and improve employee morale. When employees know that their employer is taking steps to protect their financial security, they feel valued and appreciated. This, in turn, can lead to increased job satisfaction and a more motivated and productive workforce.

Including identity theft protection as a benefit for small businesses is a smart move. Not only will it provide added value to employees, but it will also set the company apart from its competition.   It is also cost-effective compared to the time and resources it takes for employees to recover on their own. So, why wait? Take the first step towards a safer and more competitive workplace.   Offer Identity theft protection   to your employees with defend-id today.

Agents Offer Identity Theft Protection?




4 Things to Watch Out for this Holiday Season!

4 Things to Watch Out for this Holiday Season!

4 Things to Watch Out for this Holiday Season!

Oh, what a year it has been and continues to be this holiday season!  Unfortunately, in this continued craziness, bad guys tend to take advantage of anyone they can.  They also are opportunistic during the holidays.  Both being an issue right now provides a great opportunity for deceit and fraud.  We encourage you to take the time this year to ensure you are being safe with your generosity and activities online and off.  Below you will find 4 things to watch out for this holiday season, coupled with the pandemic.

  1. Online shopping Scams!

    This year more than ever, holiday shoppers will
    be purchasing online. According to the Better Business Bureau, online
    shopping is expected to increase over the last year by 10% to 75%. Watch out
    for “locked out” messages claiming you have been locked out of your
    accounts. The bad guys are sending phishing emails in an attempt to
    steal your account information.

  2. Charitable Giving Scams.

    Giving scams are always increased around the
    holidays but due to more families needing help in 2020, it is likely that there
    is a large increase in donations and scams. COVID scams are going to
    continue and the holidays are a great way for criminals to take advantage of
    your giving spirit. Make sure you are giving to a reputable organization.

  3. Use Secure Payments Use your credit card online, it has more protection
    than your debit card.

    Credit cards have better dispute protections where
    debit cards can expose your bank accounts to withdrawals. Use Credit cards
    for transactions, they provide more protection if you have made a
    transaction with a criminal.

  4. Ads and Offers Scams.

    You will see many ads and offers on platforms like
    Facebook and Instagram this holiday season. Before you purchase through
    an ad or offer, research the company for anything scam-related
    “Peace of Mind with a Place to Turn”

These 4 things to watch out for this holiday season are just some of the scams out there.  Please take care in your efforts to spread holiday cheer and think before you click.  We wish you the happiest of holidays!

Here are some additional articles you may find interesting:

What is Employee Criminal Identity Theft?

What is Employee Criminal Identity Theft?

All identity theft is illegal, YES, but what do they mean when they say Employee Criminal identity theft?  Unfortunately, it is not just some fictional story played out in the movie “Identity Thief”.  If you have not seen this movie, I highly recommend it.  Jason Bateman has his identity stolen by Melissa McCarthy and as you can imagine the comedic duo battle throughout the movie…very funny!

What is employee criminal identity theft?

Employee Criminal identity Theft typically occurs when an identity thief gives an employee’s name or personal information during an arrest or investigation.  They may use a stolen driver’s license or other identification in the employee’s name or simply use the name and information of a friend or relative without showing any identification.  The employee’s data is then added to the state’s criminal database and potentially the national database.

Most victims don’t even know about it until much later until something else happens.   Most will find out when a job or loan applications involves a background check, or they get pulled over and find out they have a bench warrant.

Unfortunately it is difficult to prevent and difficult to fix.  As an employee, it is their responsibility to clear their name. Employees will need to with law enforcement and court personnel to correct the false reporting on the local, state, and federal level.

Warning signs

An employee may be a victim of criminal identity theft if:

  • They get arrested and don’t know why
  • Are denied for promotion after background check
  • Get fired after background check
  • They  don’t get hired after background check
  • Receive a ticket for a car or property they don’t own or in unfamiliar places

What if it happens to you as an employee?

Here are three tips to follow if it happens to you:

  1. Talk to law enforcement.  If any of the above warning signs apply to you it is time to contact the authorities.  You should ask your employer or loan officer about the areas of concern and where they occurred.  You can file a report about the incident and offer any personal information that would help clear your name/identity in comparison to the criminal.
  2. Keep Documentation.  Once you have proven your innocence, ask law enforcement to provide you with a “certificate of release”.  Keep this letter with you in the event you need it in the future.  Not all databases are updated immediately and this will help to clear you in any unfortunate future situations.
  3. States Attorney General.  Contact your state and determine if they offer special help for identity theft.  This can be useful if your state has addressed identity theft in the court system.

Although criminal identity theft is less prevalent than other types of fraud it is certainly something we all need to be aware of.  So next time someone asks, What is Criminal Identity Theft, we can help explain.

Lower employee risk of Criminal Identity Theft with our defend-id services – and get a dedicated recovery expert if your identity ever becomes compromised.  defend-id monitors criminal data records for employee reporting and will alert your employee as soon as it is detected.

Stay safe, click carefully and protect your data!


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